Payday Loans

Payday Loan Articles

Duration & Terms of Loans
The term of each faxless payday loan varies from 4 to 18 days. These loans normally coincide with the applicant's next payday. Some lenders may vary the interest rate according to the duration of the payday loan being taken. In most cases though, they'll fix the fee for every $100 being loaned per payday period. Many also offer the option of rolling over a loan to the next payday up to two paydays. Rolling over a loan should be considered a last resort... (more in Articles section)  

How Payday Loans Work
Unlike conventional loan providers, payday loan providers do not look at the borrower's monthly expenses, current credit status, or ability to repay the requested loan. Payday loans differ from other loans because your credit history is not important to the lender. The most important aspect of obtaining a payday loan is your current employment status and a current checking account. (more in Articles section)  

A Recent Testimonial

What a nice web site you have and so easy to use and navigate. I wanted to let you know I am referring many people to your site as I sell homes and finance those homes as well, it is nice to find a legitimate site where people can go to apply for loans where they can get a short-term loan to help secure the home of their dreams. They are often short on cash at the time of writing a contract and can get the necessary cash through your site! Great deal! --David C. (view in Testimonials)

Payday Loans... Now with a Low-Cost Guarantee!

Are YOU Currently:

  • Buried in Bills...
  • Bouncing Your Checks...
  • Facing Possible Negative Marks on Your Credit Report...
  • Facing Late Payment Penalties from Banks...
  • In Need of Emergency Cash...
  • Contemplating Borrowing Money from Friends & Family to Pay Bills...
  • Pawning Valuable Personal Items to Pay Your Bills...
  • Short on Much Needed Spare Cash...

Faxless Payday Loans may be your solution!

No Credit Check, No Faxing, and No Standing In Line to apply for your payday loan. And, Best of All . . .

Get the Best Rates on the Internet...!

Enjoy Fast, Secure, Discreet, and Hassle-Free applications and approvals from one the nation's most respected online paycheck advance and payday loan companies.

Simply fill out the online loan application today and you can have your payday check advance of up to $1500 in as little as one hour - without ever having to leave the comfort of your home or office.

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Average people just like YOU apply for payday loans
to help them financially tide over temporarily.

Research has shown that the average payday loan consumer to be around 25-40 years of age with an income between $25,000 to $50,000 from all walks of life - from corporate employees to school teachers.

What all this means to you is this: You are not alone. Many people like yourself have had the occasional financial jam that required a quick short term fix. Faxless Payday Loans are just that.

Get Approved Within Minutes...

Don't want to wait in line or wait days to get your loan? No problem with Faxless Payday Loans! You can get your loan within minutes of application. All without the use of a fax machine.

When you apply for one of our no fax payday loans today during business hours, you can be pre-approved in minutes with the cash deposited directly into your account tomorrow. If you have any additional questions, or just want more information about cash advances and fast online payday loans, please click on our Frequently Asked Questions section to find your answers.

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Learn More About Payday Loans...

Payday loans are short-term, unsecured, and relatively small consumer loans. They are simply cash advances on your paycheck and advanced amounts can be anywhere between $100 to $1500. 

Once an application is approved, the loan amount gets wired overnight directly into the applicant's checking account. Approvals can be within minutes. Payday loans are meant to be paid off on the next payday. Faxless payday loans and faxless cash advances can be done online with no faxing needed. No more rummaging through your folders, drawers and file cabinets to find all your important documents. Everything can be done safely and securely online.

It sure beats pawning away your valuable possessions or bouncing personal checks and getting hit with overdraft / insufficient funds fees or being embarassed by begging friends and family to loan you money.

Instead of getting hit with late payment penalties from banks and credit card companies resulting in possible bad ratings on your credit report, you can use a payday cash advance to avoid the late payment penalties and the bad ratings on your credit report. Understandably, many people like yourself encounter financial crunches occassionally where unexpected expenses or shortfalls happen to crop up. It happens to the best of us. Seeking a payday loan now and then is fine. Payday loans, when used properly, enable you to meet your short-term cash needs effectively.

While some believe that payday loan companies are predatory on uneducated borrowers, it has been found in studies (US Census Report 2000) that borrowers prefer payday loans to other loan alternatives. Annual Percentage Rates (APRs) can be anywhere from 500% or higher, yet many people still opt to take out payday loans simply because it is an affordable and viable option to meet short-term financial emergencies.

Get Approved for Your Payday Loan Now